Search results for "Information market"

showing 1 items of 1 documents

What drives the disintegration of the loan origination value chain in the banking business

2015

Purpose - The purpose of this paper is to analyze the vertical disintegration of the bank loan origination value chain. This paper conducts a study on the credit information market from the perspective of the bank's decision to vertically disintegrate the loan origination value chain. The main aim is to identify the relevant drivers of the decision to vertically disintegrate the credit assessment phase in the lending business.Design/methodology/approach - Transaction cost economics and information asymmetry are the typical perspectives of analysis of the vertical scope of business value chains.Findings - This paper argues that in order to capture the drivers underlying the dynamic evolution…

Transaction costSettore SECS-P/11 - Economia Degli Intermediari FinanziariLoan originationBusiness modelBusiness valueInformation asymmetryInformation marketVertical disintegrationOrder (exchange)EconomicsBusiness Management and Accounting (miscellaneous)Business and International ManagementMarketingIndustrial organizationLending Value chain Information sharing Vertical scope Banking Credit information.Business Process Management Journal
researchProduct